Free Financial Analysis and Mortgage Consulting is now provided by RIB Financial & Associates at no obligation to clients, plus a broad variety of MORTGAGE LOAN PROGRAMS are available through RIB's associates and mortgage professionals with WORKABLE SOURCES willing and able to work with borrowers at ALL CREDIT LEVELS for either NEW HOME PURCHASES or for REFINANCING to make HOME IMPROVEMENTS or DEBT CONSOLIDATION or CASH-OUT for any other reason... RIB Financial & Associates is the more recently established financial service division of an 18 year old service organization and RIB has knowleadgable mortgage professionals to provide free (no obligation) financial analysis to improve mortgage situations of real estate property owners and to also help first time home buyers get pre-qualified for a loan to buy their dream house, as well as enable customers & clients to have access to a BROAD BASE of MORTGAGE PRODUCTS and financial services, which is what REALLY MATTERS to clients when they are looking to find a LOAN PROGRAM THAT CAN SATISFY their particular NEEDS and be able to deal with FINANCIAL INSTITUTIONS THAT OFFER a WIDE SPAN of QUALIFICATION POSSIBILITIES AND THE QUICKEST APPROVAL & FUNDING TIME FRAMES, which can generally be as little as only 14 to 20 business days, depending on loan program & lender of choice... We emphasize our PROFESSIONALISM and tenure in our industry only because naturally most clients are initially concerned about WHO they are dealing with and HOW LONG a company has been in business, until they realize that in the Mortgage business WHAT REALLY MATTERS is being able to FIND a MORTGAGE PROFESSIONAL who is WILLING and ABLE to WORK WITH their particular QUALIFICATION PERIMETERS to help them get them the FUNDS they NEED, under the best possible terms, subject to their SPECIFIC set of CIRCUMSTANCES & NEEDS… At RIB Financial, we deal with ALL CREDIT LEVELS, the good, the poor, the bad, and we can particularly HELP THOSE WHO HAVE BEEN REJECTED or anticipate being DENIED in their Loan Applications from certain institutions...

Naturally, the availability and ability to choose from loan programs with HIGHLY COMPETATIVE RATES is also a definite KEY to satisfying one's financial needs... In that regard, RIB's direct lender associates and mortgage professionals with workable sources can provide the LOWEST POSSIBLE INTEREST RATES (as low as 1.5% or less on "smart-loan" programs) depending on the PROGRAM OF CHOICE and current rate and income & credit qualification level requirements, and also determined by VALUE OF PROPERTY... We can help you to CONSOLIDATE High Interest Debt, or get CASH-OUT for Home Improvements or other purposes, or to CUT 10 YEARS OFF your Loan Term, or help you get NON-OWNER OCCUPIED Financing and loan programs with up to 100% Loan to Value... RIB Financial can also help clients with a variety of other REFINANCE or NEW PURCHASE 1ST & 2ND Mortgage Loan NEEDS and with the wide variety of Mortgage Loan Program SUITABILITY factors, including the various aspects involving SELF EMPLOYED and NO INCOME VERIFICATION Loans, and even Programs for HIGHLY LEVERAGED BUSINESS PEOPLE or People with CREDIT DIFFICULTIES, plus with the suitability & qualifications factors connected with FHA/VA Financing, or Commercial Property Loans, or Rural Land Loans...

Any one of our mortgage professionals and Loan Officers can walk you through our IMMEDIATE PRE-APPROVAL PROCESS in just a matter of minutes OVER THE PHONE in order to see what can be done for you specifically and help you to PRE-QUALIFY FOR A MORTGAGE LOAN... We can make a quick analysis and work up a LOAN REQUEST ASSESSMENT PROFILE for you in just a few minutes at no obligation.... Then within 24 to 48 hours we can complete the ASSESSMENT by RUNNING the DATA through our SYSTEM to see which one of the HUNDREDS of loan programs available would work BEST for your NEEDS & QUALIFICATIONS, in order to make you a LOAN PROPOSAL based on your specific suitability & circumstantial factors... OPTIONALLY, you can in just a matter of minutes FILL OUT our LOAN REQUEST ASSESSMENT PROFILE FORM here ONLINE and after you SUBMIT the PROFILE we will then acknowledge receipt of the information you provided and one of our mortgage professionals and Loan Officers WILL GET BACK TO YOU within 24 to 48 with the ANSWERS you need, after we've completed the assessment. - - IS THAT FAIR ENOUGH? - Alright then, you can PROCEED either by PHONE or ONLINE, it's YOUR CHOICE. - - This will ONLY take a FEW minutes - NO COST - NO OBLIGATION - You can "CALL" our "Toll Free" number right now, OR you can "SUBMIT" the information "ONLINE" for an assessment to see WHAT can be done for you and get PRE-QUALIFIED. - - If you want to PROCEED BY PHONE, all you have to do is just simply scroll down or click here to jump to "CONTACT INFORMATION ACCESS AREA" to get our telephone number further below and CALL OUR "TOLL FREE" NUMBER AND LEAVE A SHORT MESSAGE with your NAME & PHONE NUMBER and the BEST TIME TO REACH YOU. - - If you want to PROCEED ONLINE, all you have to do is just simply scroll down or click here to jump to "Contact information access area" further below to access either our REFINANCING LOAN REQUEST PROFILE FORM or our NEW PURCHASE LOAN REQUEST PROFILE FORM and follow instructions to FILL OUT all fields on the form AND SUBMIT THE FORM ONLINE for an assessment, then after we've completed our assessment, WE WILL GET BACK TO YOU WITHIN 24 TO 48 HOURS to let you know exactly what can be done for you. - - On the other hand, IF YOU PREFER, or if you're just NOT QUITE READY to get PRE-QUALIFIED now, but have serious CONCERNS or constructive QUESTIONS to ASK, then all you have to do is just simply scroll down or click here to jump to "Contact information access area" further below to access our EMAIL ADDRESS & CONTACT LINK and EMAIL US ANY QUESTIONS YOU MAY HAVE and include your EMAIL, PHONE NUMBER, and the BEST TIME TO CALL and we will CALL YOU OR EMAIL YOU BACK as you prefer...

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